Frequently Asked Questions
Find answers to common questions about our loan connection service
About Our Service
Is QuickFundsWay a lender?
No, QuickFundsWay.com is not a lender. We are a loan connection service that matches borrowers with third-party lenders. We do not offer loans directly, do not make credit decisions, and do not determine loan terms. All lending decisions are made by the individual lenders in our network.
How much does your service cost?
Our loan matching service is completely free for borrowers. There are no application fees, matching fees, or hidden charges for using QuickFundsWay to connect with lenders. You only pay fees to the lender you choose to work with, if any.
How do you make money if the service is free?
We receive compensation from lenders in our network when we successfully connect them with borrowers. This business model allows us to offer our matching service free to borrowers while maintaining our operations.
Application Process
How quickly can I get matched with lenders?
Most applications are matched with suitable lenders within minutes of submission. However, the actual loan approval and funding timeline depends on the individual lender's processes, which can range from same-day to several business days.
What information do I need to provide?
You'll need to provide basic information including:
- Personal information (name, address, phone, email)
- Loan amount needed and purpose
- Employment and income details
- Credit score range
- Banking information
All information is kept secure and confidential.
Can I apply if I have bad credit?
Yes, you can still apply. We work with lenders who serve borrowers across the credit spectrum, including those with less-than-perfect credit. However, loan approval and terms are ultimately determined by the individual lenders.
Security & Privacy
Is my personal information secure?
Yes, we use bank-level encryption and security measures to protect your personal information. We employ SSL technology, secure servers, and strict data protection protocols. We only share your information with verified lending partners as part of the matching process.
Who do you share my information with?
We only share your information with licensed lenders in our network who may be able to provide you with a loan. We do not sell your information to unrelated third parties or use it for purposes other than connecting you with potential lenders.
Will applying affect my credit score?
Submitting your information through QuickFundsWay does not directly affect your credit score. However, if you choose to proceed with a lender, they may perform a credit check which could impact your credit score. Always ask lenders about their credit check policies before proceeding.
Loan Terms & Approval
What if I'm not approved by any lender?
While we work with many different types of lenders, loan approval is ultimately determined by the individual lenders based on their criteria. If you're not matched or approved initially, you may consider:
- Improving your credit profile and reapplying later
- Considering a cosigner if applicable
- Adjusting your loan amount or terms
- Exploring alternative financial options
What loan amounts are available?
Loan amounts vary by lender and loan type, but typically range from $1,000 to $50,000 for personal loans. Business loans may be available for higher amounts. The exact amount you qualify for depends on factors like your income, credit score, and debt-to-income ratio.
How do interest rates work?
Interest rates are set by individual lenders and vary based on factors including your credit score, income, loan amount, and loan term. Rates can range from single digits to higher percentages depending on these factors. Always compare offers and read all terms carefully before accepting a loan.
Support & Contact
How can I contact customer support?
You can reach our customer support team by:
- Email: info@quickfundsway.com
- Phone: 1-800-QUICK-FUNDS
- Contact form on our website
Our support team is available Monday through Friday, 9 AM to 6 PM EST.
What if I have a problem with a lender?
Since we are a connection service and not the lender, issues with loan terms, payments, or customer service should be addressed directly with the lender. However, if you experience problems with a lender we connected you with, please contact us so we can review their participation in our network.
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