Privacy Policy

1. Information We Collect

Personal Information

We may collect the following types of personal information:

• Contact Information: Name, email address, phone number, mailing address
• Financial Information: Income, employment details, loan amount needed, loan purpose
• Identification Information: Date of birth, Social Security number (when required)
• Credit Information: Credit score range, credit history (with your consent)
• Banking Information: Bank account details for loan funding purposes

Automatically Collected Information

We automatically collect certain information when you visit our website:

• IP address and location data
• Browser type and version
• Device information
• Pages visited and time spent on our site
• Referring website information
• Cookies and similar tracking technologies

2. How We Use Your Information

We use your personal information for the following purposes:

• Loan Matching: To connect you with suitable lenders in our network
• Communication: To contact you about your application and potential loan offers
• Verification: To verify your identity and financial information
• Service Improvement: To improve our website and services
• Legal Compliance: To comply with applicable laws and regulations
• Fraud Prevention: To detect and prevent fraudulent activities
• Marketing: To send you relevant information about our services (with your consent)

3. Information Sharing and Disclosure

With Lenders

We share your information with licensed lenders in our network who may be able to provide you with a loan. This is the primary purpose of our service.

With Service Providers

We may share your information with trusted third-party service providers who assist us in:

• Website hosting and maintenance
• Data processing and analysis
• Customer support services
• Marketing and advertising
• Legal and compliance services

Legal Requirements

We may disclose your information when required by law, including:

• To comply with court orders or legal processes
• To respond to government requests
• To protect our rights and property
• To prevent fraud or illegal activities

Business Transfers

In the event of a merger, acquisition, or sale of our business, your information may be transferred to the new owner.

4. Data Security

We implement appropriate security measures to protect your personal information:

• Encryption: We use SSL encryption to protect data transmission
• Secure Servers: Your information is stored on secure servers
• Access Controls: Limited access to authorized personnel only
• Regular Updates: We regularly update our security measures
• Monitoring: Continuous monitoring for security threats

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

• Remember your preferences and settings
• Analyze website traffic and usage patterns
• Provide personalized content and advertisements
• Prevent fraud and improve security

You can control cookies through your browser settings. However, disabling cookies may affect your ability to use certain features of our website.

6. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: Request a copy of the personal information we have about you
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal information (subject to legal requirements)
• Opt-out: Opt out of marketing communications
• Portability: Request a copy of your data in a portable format

To exercise these rights, please contact us using the information provided in the "Contact Us" section.

7. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected information from a child under 18, we will take steps to delete such information.

8. California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected
• Right to know if personal information is sold or disclosed
• Right to opt-out of the sale of personal information
• Right to request deletion of personal information
• Right to non-discrimination for exercising privacy rights

9. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. When we transfer your information internationally, we ensure appropriate safeguards are in place.

10. Data Retention

We retain your personal information for as long as necessary to:

• Provide our services to you
• Comply with legal obligations
• Resolve disputes
• Enforce our agreements

We will securely delete or anonymize your information when it is no longer needed.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make changes, we will:

• Post the updated policy on our website
• Update the "Last updated" date at the top of this policy
• Notify you of significant changes via email or website notice

Your continued use of our services after any changes constitutes acceptance of the updated Privacy Policy.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us: