Terms & Conditions

1. Acceptance of Terms

By accessing and using QuickFundsWay.com, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

QuickFundsWay.com is not a lender and does not make loans or credit decisions. We are a loan connection service that:

• Connects borrowers with third-party lenders
• Provides a platform for loan applications
• Facilitates communication between borrowers and lenders
• Offers educational information about loans and lending

All loan terms, interest rates, fees, and approval decisions are made by the individual lenders, not by QuickFundsWay.

3. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Be a legal resident of the United States
• Have a valid Social Security number
• Have a regular source of income
• Have an active bank account
• Provide accurate and truthful information

4. User Responsibilities

When using our services, you agree to:

• Provide accurate, current, and complete information
• Maintain the security of your account information
• Notify us immediately of any unauthorized use
• Use our services only for lawful purposes
• Not interfere with or disrupt our services
• Not attempt to gain unauthorized access to our systems
• Comply with all applicable laws and regulations

5. Information Collection and Use

By using our services, you consent to:

• The collection of your personal and financial information
• Sharing your information with potential lenders
• Credit checks and verification procedures by lenders
• Communication from us and our lending partners

For detailed information about how we handle your data, please review our Privacy Policy.

6. No Guarantee of Loan Approval

We do not guarantee that:

• You will be matched with a lender
• Any lender will approve your loan application
• You will receive the loan amount you requested
• You will receive favorable loan terms

All lending decisions are made by individual lenders based on their own criteria.

7. Fees and Charges

QuickFundsWay's loan matching service is free for borrowers. However:

• Lenders may charge fees for their loans
• You are responsible for all fees charged by lenders
• We may receive compensation from lenders
• This compensation does not affect our matching process

8. Third-Party Lenders

Our lending partners are independent third parties. We are not responsible for:

• Loan terms, conditions, or interest rates
• Lender customer service or communication
• Loan approval or denial decisions
• Loan servicing or collection activities
• Any disputes between you and a lender

9. Prohibited Uses

You may not use our service to:

• Submit false or misleading information
• Impersonate another person or entity
• Engage in fraudulent activities
• Violate any applicable laws or regulations
• Interfere with our operations or security
• Use automated systems to access our services
• Attempt to reverse engineer our systems

10. Intellectual Property

All content on our website, including but not limited to:

• Text, graphics, logos, and images
• Software and computer code
• Trademarks and service marks
• Website design and layout

Is owned by QuickFundsWay or our licensors and is protected by copyright and other intellectual property laws.

11. Disclaimers

Our services are provided "as is" and "as available." We disclaim all warranties, including:

• Warranties of merchantability and fitness for a particular purpose
• Warranties regarding the accuracy of information
• Warranties regarding uninterrupted or error-free service
• Warranties regarding the security of our systems

12. Limitation of Liability

To the fullest extent permitted by law, QuickFundsWay shall not be liable for:

• Indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Damages arising from your use of our services
• Damages arising from lender actions or decisions
• Any damages exceeding $100 in aggregate

13. Indemnification

You agree to indemnify and hold harmless QuickFundsWay from any claims, damages, or expenses arising from:

• Your use of our services
• Your violation of these Terms
• Your violation of any applicable laws
• Your interactions with lenders

14. Termination

We may terminate or suspend your access to our services at any time for:

• Violation of these Terms
• Fraudulent or illegal activity
• Failure to provide accurate information
• Any other reason at our sole discretion

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [State], without regard to its conflict of law provisions. Any legal action or proceeding shall be brought exclusively in the courts of [State/County].

16. Dispute Resolution

Any disputes arising from these Terms or your use of our services shall be resolved through:

• Good faith negotiations between the parties
• Binding arbitration if negotiations fail
• Individual actions only (no class actions)

17. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

18. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective when posted on our website. Your continued use of our services constitutes acceptance of the modified Terms.

19. Contact Information

If you have questions about these Terms, please contact us: